House Charlotte Program- Are you Eligible???

Dated: 01/07/2019

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Program Features

The HouseCharlotte program provides 5, 10, or 15-year, deferred, forgivable loans to qualified  applicant’s .  Funds can be used to cover downpayment, closing cost, and interest rate buy down.


  • Funding up to $8,500 for families with household income at or below 80% Area Median Income (AMI) purchasing within Charlotte City limits.
  • Funding up to $10,000 for Public Service Employees with household income at or below 80% AMI purchasing within Charlotte City limits. 
  • Funding up to $5,000 for families with household income above 80% AMI, up to 110% AMI purchasing in select HouseCharlotte designated Neighborhoods Profile Areas (NPAs).
  • PILOT PROGRAM – Up to $17,000 for families with household income at or below 80% AMI purchasing in select High Cost City of Charlotte NPA’s.


  • Families with household income that is 110% or less of the HUD Area Median Income are eligible for assistance
  • Participants must complete a pre-purchase Homeownership program through a HUD-approved Housing Counseling Agency.
  • The home must be a family’s primary residence and be located within the City of Charlotte or one of designated HouseCharlotte eligible NPA’s per the Program Features.
  • Maximum purchase price is $224,000 for New Construction properties and $193,000 for Existing properties.
    • The HouseCharlotte down-payment assistance can be combined with other DAPs such as NCHFA-CPLP (Community Partners Loan Pool).

 Full Details Below

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Pam Fender

Buying and Selling Homes in New York and North, South Carolina. My team help others achieve their dreams as home ownership. My Partners and I work throughout the country assisting in relocation. I spe....

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